Tuesday, February 7, 2017

Introducing a Tool That Will Make 2017 Your Best Year Yet


I have a tool that I want to show you that will help you make 2017 the best year of your life.

There are many great Charleston area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (843) 972-3833 for a FREE home buying or selling consultation to answer any of your real estate questions. 

Today I have a tool that I want to show you that will help you achieve the success you desire in 2017. This tool is a goal-setting template, and it’s the same one my team and I use to reach our goals. Within this template, there are 10 categories through which you can divide your goals for a more comprehensive personal and professional development:
  • Professional Growth/Expanding Skillset
  • Sales
  • Team Culture
  • Conversion
  • Tracking
  • Faith
  • Family
  • Fun
  • Fitness
  • Finances
The goal you set for each individual category should conform to the criteria of the SMART method. That is to say, your goal should be specific, measurable, attainable, realistic, and timely.

In the video above, I’ve used the finances category as an example of how effective this tool can be if one of your goals is moderating and protecting your monetary interests.


I’m challenging you to implement this simple tool that will change your life.


I really hope you use this tool so that 2017 is the best year you’ve ever had. I know that it’s going to create the best year for me, and I want the same for you, too. If you have any questions about this tool or would like me to email it to you, please reach out to me so I can share it with you. I would be happy to help!

Wednesday, January 18, 2017

How Are Rising Interest Rates Shaping Our Market?


Interest rates are on the rise in our market. If you’re planning on buying or selling, here’s what you need to do.

There are many great Charleston area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (843) 972-3833 for a FREE home buying or selling consultation to answer any of your real estate questions. 

In case you haven’t heard, the Federal Reserve increased interest rates last December and are planning an aggressive approach in 2017. Since the election, rates have risen in total by about 0.75%, and we can expect them to rise further by a full percentage point by mid-summer.

What does that mean for you as a buyer or seller?

If you’re a buyer, the same home that you could’ve purchased last year will now cost you more. The monthly payment for a $500,000 house, for example, will now cost $200 to $300 more. If you’re a seller, your buyer pool is shrinking because not as many homes are affordable to them anymore.

The good news is that we still have historically low inventory and interest rates. There are also still plenty of buyers out there looking to buy. We know this because, despite this uptick in rates, we still get a lot of inquiries. Buyers even have a bit more wiggle room to negotiate than they would have had in the past because there aren’t as many multiple offer situations happening.


Both buyers and sellers should act now before rates increase further.


If you’re planning on buying, do it now while you have a much better chance to lock in a low rate. If you’re a seller, you should also act now before your buyer pool shrinks even further thanks to those rising rates.

If you have any questions or are interested in buying or selling soon, feel free to pick up the phone and give me a call. I look forward to helping you!

Friday, December 16, 2016

What You Should Know About Flood Insurance


I sat down with insurance expert Mark Allen to find out the keys things you need to know when considering flood insurance.

There are many great Charleston area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (843) 972-3833 for a FREE home buying or selling consultation to answer any of your real estate questions. 

We all know that weather can be unpredictable, and although hurricane Matthew was luckily not as bad as we expected it to be, it showed how important it is to have flood insurance in the Charleston area.

Insurance expert Mark Allen dropped by to explain why it’s so important to have an insurance plan in place and what to look out for when selecting a polifcy. Here are some things to consider when selecting flood insurance:
  1. Think of your insurance policy as an invisible safety net. Living on the coast has its perks, but if Mother Nature takes a turn for the worse, having a plan to fall back on for repair or damage costs will make sure you can sleep easy. 
  2. Most homeowners insurance policies will cover not only flood but also wind and hail damage. Making sure you cover all your bases when it comes to unpredictable weather is key. Luckily, you can select a policy that will have you covered in any circumstance.
  3. Make sure you check to see if you have one or several policies covering you for flood and weather related damage. Homeowners insurance should cover everything, and it’s much easier to have one policy than have several with different deductibles and coverages.
  4. Remember that not all policies are created equal. Different policies will include different deductibles or coverage amounts and different types of coverage as well. Make sure your policy is right for you and your home. 
  5. Don’t fall for the “sticker price.” Many insurance agencies will try to sell you a policy without combing over the fine details. Different coverage amounts and types of coverage can sneak in, so make sure you know exactly what is and is not in your policy. 
  6. Don’t forget about your personal items inside the home. Make sure you have proper coverage for both the inside and outside of your home. 
  7. Talk to someone who will insure your home in the way they would want their home insured. Finding an insurance agent who walks you through your policy and makes sure you understand all the details, like what you are taking out or including, will help make sure you are getting the right coverage for the right house. 
  8. Get a flood quote. At the very least, you will understand what it is going to cost to include your personal items in your flood coverage. 
If you have any further questions regarding flood or homeowners insurance feel free to give Mark a call, visit 1stCapitalIns.com, or shoot him an email. If you have any questions about the Charleston or Mt. Pleasant real estate markets or you're considering buying or selling a home, give me a call or send me an email. I'd be happy to help.